Vacant Home
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Homeowners
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Homeowners insurance is essential in Louisiana. Many Louisiana homes are damaged or destroyed by flooding, fire, trees, and wind every year during hurricane season alone. Although hurricane season is especially rough on Louisiana homes, the truth is that no matter the time of the year, your home is susceptible to damage. Don’t wait until it’s too late to purchase flood insurance and Louisiana homeowners insurance, or you will find yourself having to pay out of pocket to repair or rebuild your home.
Policies are available for primary, secondary, and seasonal residences. We also offer coverage for vacant homes and rental properties. We currently have several companies through whom we write our home owners insurance policies. We do this so that we are not “tied down” to one insurance provider. We offer the unique ability to be able to shop around for our customers to find them the best deal. Let us handle all the leg work. We give you options that other Louisiana insurance can’t offer. Contact our Louisiana homeowners insurance office.
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Homeowners insurance is essential in Louisiana. Many Louisiana homes are damaged or destroyed by flooding, fire, trees, and wind every year during hurricane season alone. Although hurricane season is especially rough on Louisiana homes, the truth is that no matter the time of the year, your home is susceptible to damage. Don’t wait until it’s too late to purchase flood insurance and Louisiana homeowners insurance, or you will find yourself having to pay out of pocket to repair or rebuild your home.
Policies are available for primary, secondary, and seasonal residences. We also offer coverage for vacant homes and rental properties. We currently have several companies through whom we write our home owners insurance policies. We do this so that we are not “tied down” to one insurance provider. We offer the unique ability to be able to shop around for our customers to find them the best deal. Let us handle all the leg work. We give you options that other Louisiana insurance can’t offer. Contact our Louisiana homeowners insurance office.
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Rental coverage is offered by most insurance companies in Louisiana who offer homeowners insurance, and feature many of the same types of coverage. Insurance policies are available for both landlord and renter.
Homeowners Insurance for Landlords
If you are a property owner in Louisiana who rents out a home or apartment, it is imperative that you have some sort of rental coverage. You need to make sure your home is covered in the event of physical damage to the home or property, or damage to any structures on the property. You will also want to make sure you have liability coverage to avoid any lawsuits that could potentially arise if a person is injured on your property. At Tibbetts Insurance, we help Louisiana homeowners and property owners like you find the policy that best fits your needs.
Tenant Insurance
If you rent property in Louisiana, chances are your landlord has homeowners insurance on the property you are renting. Homeowners insurance is beneficial to the landlord in case of property damage, but it does not protect your possessions! If you have renters insurance, loss of your possessions on the rental property would be covered in such instances as theft, weather damage, plumbing damage, or fire. Homeowners, landlords, and renters across Louisiana, from Baton Rouge to New Orleans, trust Tibbetts Insurance to provide the right level of coverage.
Rental coverage is offered by most insurance companies in Louisiana who offer homeowners insurance, and feature many of the same types of coverage. Insurance policies are available for both landlord and renter.
Homeowners Insurance for Landlords
If you are a property owner in Louisiana who rents out a home or apartment, it is imperative that you have some sort of rental coverage. You need to make sure your home is covered in the event of physical damage to the home or property, or damage to any structures on the property. You will also want to make sure you have liability coverage to avoid any lawsuits that could potentially arise if a person is injured on your property. At Tibbetts Insurance, we help Louisiana homeowners and property owners like you find the policy that best fits your needs.
Tenant Insurance
If you rent property in Louisiana, chances are your landlord has homeowners insurance on the property you are renting. Homeowners insurance is beneficial to the landlord in case of property damage, but it does not protect your possessions! If you have renters insurance, loss of your possessions on the rental property would be covered in such instances as theft, weather damage, plumbing damage, or fire. Homeowners, landlords, and renters across Louisiana, from Baton Rouge to New Orleans, trust Tibbetts Insurance to provide the right level of coverage.
In a near-stagnant real estate market, many Louisiana homeowners find that selling a home is not as easy as it used to be. Many Louisiana homeowners who have tried to sell their home have been forced to move into a new house before they are able to sell their old one, leaving the old house vacant for months on end.
Louisiana homeowners insurance only covers the home in which you currently live, unless you add vacant home insurance to your existing policy.
Usually, Louisiana homeowners insurance policies do not extend to include vacant property because most insurance companies see vacant property as a liability. Vacant property is often more vulnerable to vandalism than property that is occupied. As your Louisiana neighbors, we understand the importance of having your vacant property protected. After all, it’s still your property. You have every right to have it protected. Our certified insurance agents will find the right vacancy policy to add to your Louisiana homeowners insurance to make sure your home is covered in the event of property damage or liability.
In a near-stagnant real estate market, many Louisiana homeowners find that selling a home is not as easy as it used to be. Many Louisiana homeowners who have tried to sell their home have been forced to move into a new house before they are able to sell their old one, leaving the old house vacant for months on end.
Louisiana homeowners insurance only covers the home in which you currently live, unless you add vacant home insurance to your existing policy.
Usually, Louisiana homeowners insurance policies do not extend to include vacant property because most insurance companies see vacant property as a liability. Vacant property is often more vulnerable to vandalism than property that is occupied. As your Louisiana neighbors, we understand the importance of having your vacant property protected. After all, it’s still your property. You have every right to have it protected. Our certified insurance agents will find the right vacancy policy to add to your Louisiana homeowners insurance to make sure your home is covered in the event of property damage or liability.
Discounts for Homeowners
Insurance in Louisiana
We will work with you to find every possible discount that can be applied to your policy. Some available Louisiana homeowners insurance discounts include:
Non-smoker discounts
New home discount
Home renovation discount
Discount for use of certain home materials
Senior citizen discount
Discounts for use of protective devices (fire sprinklers, burglar alarm)
Multi-policy discounts (taking out Louisiana homeowners insurance and car insurance from the same company)
While these homeowners insurance discounts are some of the most common in Louisiana, many more are available. We will find every possible discount for which you are eligible and apply it directly to your premium.
MDiscounts for Homeowners
Insurance in Louisiana
We will work with you to find every possible discount that can be applied to your policy. Some available Louisiana homeowners insurance discounts include:
Non-smoker discounts
New home discount
Home renovation discount
Discount for use of certain home materials
Senior citizen discount
Discounts for use of protective devices (fire sprinklers, burglar alarm)
Multi-policy discounts (taking out Louisiana homeowners insurance and car insurance from the same company)
While these homeowners insurance discounts are some of the most common in Louisiana, many more are available. We will find every possible discount for which you are eligible and apply it directly to your premium.
Discounts for Homeowners
Insurance in
Louisiana
We will work with you to find every possible discount that can be applied to your policy. Some available Louisiana homeowners insurance discounts include:
Non-smoker discounts
New home discount
Home renovation discount
Discount for use of certain home materials
Senior citizen discount
Discounts for use of protective devices (fire sprinklers, burglar alarm)
Multi-policy discounts (taking out Louisiana homeowners insurance and car insurance from the same company)
While these homeowners insurance discounts are some of the most common in Louisiana, many more are available. We will find every possible discount for which you are eligible and apply it directly to your premium.
Contact us today for a free, no obligation insurance quote tailored to your needs.
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We value your privacy and never share your details.
Contact us today for a free, no obligation insurance quote tailored to your needs.
Your information is safe with us.
We value your privacy and never share your details.
Integrity
Honesty and transparency.
Excellence
Top-notch services.
Copyright 2025. Tibbetts Ins Svcs. All Rights Reserved.
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Integrity
Honesty and transparency.
Excellence
Top-notch services.
Copyright 2025. Tibbetts Ins Svcs. All Rights Reserved.